The Board of Directors meets every quarter in executive session without the participation of management. The Lead Independent Director, Michael Wm. Zavis, presides at these meetings. Communications to the Lead Director or to non-management members of the Board may made by directing confidential correspondence addressed to the Lead Director or non-management members of the Board c/o Hyman J. Lee Jr., Corporate Secretary, Zenith National Insurance Corp., 21255 Califa St., Woodland Hills, CA 91367.